Puma Heritage EPS
Puma Heritage EPS
Puma Heritage Estate Planning Service (the "Service") is an investment solution that aims to provide individual investors with 100% relief from inheritance tax after two years.
3.32%Total shareholder return for growth shares in the 12 months to 31 March 2021
£728mLoans participated in to date
509Loans made to date
Reasons to invest
Long-term sustainable growth
The companies we invest in target a minimum 3% growth per annum over the long term for investors.
The companies we invest in target a minimum 3% growth per annum over the long term for investors.
Flexible access
Built-in flexibility, so you can top up your investment or set up ad hoc or regular withdrawals at any time, if your circumstances change.
Built-in flexibility, so you can top up your investment or set up ad hoc or regular withdrawals at any time, if your circumstances change.
Liquidity
We aim to give clients access to their money within a month of their request. To date, we have never taken longer than a month to process redemption requests.
IHT Exemption
It is intended that an investment in the Service will be free from inheritance tax, if held for at least two years and at the point of death.
It is intended that an investment in the Service will be free from inheritance tax, if held for at least two years and at the point of death.
A strong track record
- Puma Heritage EPS is advised by Puma Property Finance, part of Puma Investments, which has arranged over £800m of loans and construction projects with no capital losses.
- Puma Heritage Limited, a trading company supported by the Service, has a 7 year track record of delivering returns for investors.
- Puma Heritage Limited co-lends alongside a £200m institutional funding line.
What makes Puma Heritage EPS different
Fee rebate
Our annual management fee is only paid if an investor achieves a minimum return of 3% per annum over the duration of the investment (or every five years if earlier). If the return achieved is between 2% and 3% per annum, we will rebate part of our fee to the investor so that the 3% minimum return is achieved.
Life protection
Optional two-year life protection for investors aged up to 90 years and three months. Covering the Business Relief qualifying period, this pays out 40% of the original investment amount on death.
Independent verification
The Service is highly rated by independent research specialist Martin Churchill at Tax Efficient Review.
Risk factors
An investment in the Service carries risk and may not be suitable for all investors. Investors can only invest in the Service through a financial adviser who has assessed that an investment in the Service is suitable.
Past performance: Past performance is no indication of future results and share prices and their values can go down as well as up.
Tax reliefs are not guaranteed: Tax reliefs depend on individuals' personal circumstances and minimum holding periods, and may be subject to change.
You may lose money: An investment in smaller companies is likely to be higher risk than other investments. Investors' capital may be at risk and investors may get back less than their original investment.
Long-term investment: An investment in the Service should be considered a long-term investment.
Potentially illiquid investment: Private trading company shares are illiquid. They are characterised by significant spreads and low trading volumes. It may prove difficult for investors to realise immediately or in full proceeds from the sale of such shares.
Life protection: Life protection for the Puma Heritage Estate Planning Service is subject to certain conditions, if these conditions are not met in full then Puma Investments will not be paid out and so no payment will be made to beneficiaries.